Only Christ is Necessary
For the meaning is: Since righteousness of the heart is a spiritual matter, [creating life in] hearts, and it is evident that human traditions do not [create life in] hearts, and are not effects of the Holy Ghost, as are love to one's neighbor, chastity, etc., and are not instruments through which God moves hearts to believe, as are the divinely given Word and Sacraments, but are usages with regard to matters that pertain in no respect to the heart, which perish with the using, we must not believe that they are necessary for righteousness before God.
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